State Farm has a brand new program called Drive Safe & Save. Those who use this program have the potential to save money on their car insurance premiums, based on how many, or how few, miles they drive. In order to take part in this program you either need to get OnStar, or you need to self report how many miles you drive. State Farm isn’t the first insurance company to offer what is essentially a “pay as you go” type of program. Progressive has a program called Snapshot which is available for consumers in most, if not all, states. … Continue reading →

Sometime last year, Progressive Insurance started using a device called a Snapshot. The device is placed into a customer’s vehicle so that it can gather data that the insurance company uses to learn how safe a driver that person really is. Safe drivers could get a discount on their car insurance premiums. At first, the program was limited to just one state, but it has since gone nationwide. The Snapshot program started out as a very limited program, that was available in only one state, New York. It has since grown, and is now available in 32 states: Alabama, Arizona, … Continue reading →

Are you a responsible driver? If you can prove it, and if your car insurance comes from the Progressive insurance company, you might be able to save a little money on your car insurance premiums. All it takes is a “Snapshot”. Your car insurance premium is determined based on how much risk the insurance company thinks you are going to be for them to insure. They take a look at how old you are, if you are married, what kind of vehicle you drive, and how many vehicles you have. They want to know if you park your car safely … Continue reading →